⚡ Quick Start Asset Presets (Institutional Templates)
Property Parameters
Itemized Operating Expenses (USD)▼
💳 Commercial Mortgage Terms
Calculated DSCR1.29NOI / Debt Service
Risk StatusBANKABLELender approval rating
Net Operating Income$117,240EGI minus Ops
Lender Debt Yield9.77%NOI / Loan Amount
Underwriting Cash Flow statement
Calculated using commercial debt formulas
📊 Revenue Distribution Waterfall
17% Cash
61% Debt
16% Ops
5% Vac
Cash Flow ($26,222) Debt Service ($91,018) Operating Exp ($23,560) Vacancy Loss ($7,200)
| Operating Line Item | Monthly Amount | Annual Amount | % of Rent |
|---|---|---|---|
| Gross Potential Rent | $12,000 | $144,000 | 100.0% |
| Vacancy & Credit Loss (5%) | -$600 | -$7,200 | -5.0% |
| Other Operating Income | +$500 | +$6,000 | +4.2% |
| Effective Gross Income (EGI) | $11,900 | $142,800 | 99.2% |
| Operating Expenses | -$1,963 | -$23,560 | -16.4% |
| Replacement Reserve / CapEx | -$167 | -$2,000 | -1.4% |
| NET OPERATING INCOME (NOI) | $9,770 | $117,240 | 81.4% |
| Annual Debt Service (P&I) | -$7,585 | -$91,018 | -63.2% |
| NET CASH FLOW AFTER DEBT | $2,185 | $26,222 | 18.2% |
How It Works
Our high-performance online utility runs entirely client-side, processing your files securely and instantly inside your web browser. For related functions, you can also use our Mortgage and Finance utilities.
Core Features
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Frequently Asked Questions
Does this calculate commercial loan sizing?
Yes. Calculate DSCR, NOI, debt yield, and maximum bankable loan size instantly.