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Estimate Your Fees

$13,165

Estimated Buyer closing costs for a $400,000 home in California

Home Price

$400,000

Loan Amount

$320,000

Buyer Costs

$13,165

Seller Costs

$25,687

Property Details

(Optional)
Auto

Cash Needed To Close

Down Payment + Total Buyer Closing Costs

$93,165

Itemized Fees

Origination Fee (0.75% of Loan)$2,400
Title Search$200
Lender's Title Insurance$1,280
Owner's Title Insurance$1,200
Home Appraisal Fee$400
Home Inspection$350
Survey Fee$400
Escrow / Prepaids (Est.)$1,300
Government Transfer Tax$2,000
Attorney & Recording Fees$925
Calculations updated in real time

How Closing Costs Calculator Works

Our high-performance online utility runs entirely client-side, processing your files securely and instantly inside your web browser. For related functions, you can also use our Mortgage Calculator and Commission Calculator utilities.

Enter Home Price

Step-by-step interactive processing designed for simple, fast, and high-fidelity execution.

Select Location

Step-by-step interactive processing designed for simple, fast, and high-fidelity execution.

Calculate Total Costs

Step-by-step interactive processing designed for simple, fast, and high-fidelity execution.

Common Closing Cost Categories

Designed for professional results, privacy, and maximum compatibility across all modern desktop and mobile browsers:

Title Insurance Fees

Full digital precision and optimized performance with zero server-side latency or external data transfers.

Attorney and Appraisal

Full digital precision and optimized performance with zero server-side latency or external data transfers.

Inspection Costs

Full digital precision and optimized performance with zero server-side latency or external data transfers.

Transfer Tax Calculator

Full digital precision and optimized performance with zero server-side latency or external data transfers.

Frequently Asked Questions About Closing Costs

Is this closing costs calculator free?

Yes. Calculate unlimited home buying scenarios with no registration.

What fees are included in closing costs?

Title insurance, attorney fees, appraisal, inspection, transfer tax, escrow, and lender fees.

Does this include state-specific estimates?

Yes. Includes common state variations for buyer and seller closing costs.

Do you store home price data entered here?

No. All calculations run locally with complete privacy.